Ask yourself: What’s my real enemy here? Is it scratchy skin and dry hair, or do you have a whole house filled with white dust? If it’s the first, grab a shower filter and a good pitcher. Done and done.
If your sinks look like a fossil dig site, go for the whole-house softener. It’s a bigger investment, but you will feel like royalty. Every shower becomes a spa day.
Don’t overthink it. Hard water is annoying, but it’s not a dragon. You just need the right weapon. Pick your fighter, install it, and go enjoy that silky-smooth, glorious, non-scaling water. Cheers to that.