So, you get the request. What now? First, take a breath. It’s usually a random review or a specific query. If you’ve reported everything honestly, you’re fine. Gather statements for the last four months (that’s the standard request).
Don’t crop or redact anything. They need to see every transaction—yes, even the Tesco meal deal and that suspicious donation to a Twitch streamer. If you hide something, it looks like you’re hiding something bigger. Trust me, they’ve seen it all.
Finally, remember: you have rights. If you think the request is unreasonable, you can ask for a mandatory reconsideration. But honestly? Unless you’re a secret millionaire, just send the damn statements. It’s easier than fighting a faceless system.
So, next time you see that dreaded request, don’t sweat it. Think of it as a clumsy audit from a clumsy system. And if all else fails, just imagine your work coach trying to decipher why you spent £4.50 on a fancy oat latte last Wednesday. They can’t judge you—they’re probably drinking instant coffee.
